COMMERCIAL MORTGAGE LOANS

WE HAVE THE ABILITY TO DO COMMERCIAL AND MIXED USE PROPERTY

COMMERCIAL MORTGAGE FROM $200,000 TO 10,000,000.

A commercial mortgage is different from a residential mortgage. In a residential scenario the bank is simply looking at the value of the property and the buyers ability to pay. In a commercial scenario the bank not only looks at the property value and the credit worthiness of the guarantor, but also the companies financial history and the income generated from the commercial property. We have experience with all types of commercial properties and the mortgage process requires an experienced mortgage broker. It is always good to have someone on your side to make sure the process goes smoothly.

In many cases it is much more beneficial, as a business owner, to own your property in opposition to leasing. Commercial mortgages are available, depending on loan-to-value, as stated income or full documentation. These mortgages are also available as a fixed or adjustable rate mortgage. Amortization as long as thirty years.

Business Mortgages give a residential landlord a choice of different mortgage products for all types of commercial properties and with several different mortgage interest options. We have relationships with specific lendersthat offer products that are not readily available. We are also able to offer commercial business owners with development options. Large scale apartment complexes and high rise developments offer a great source of residual income. Our commercial investors are aware of this and are ready to lend for commercial development.In addition it is becoming more and more common to have commercial properties that are owner occupied. Whether occupying the entire property or commercial leasing a portion while retaining the remainder we have options available for you as well. Our commercial broker team will put a package together and guide you during the commercial mortgage process. Commercial Mortgage loans are important for many all types of business whether new or established. It is a very good way for a company to write off the mortgage interest when searching for a tax advantage. In addition it is a very simple way for a company to create capital when needed. Real estate is an asset that generally appreciates. Financing secured by an asset is more beneficial for a lender than unsecured financing. Unsecured financing holds more risk for a lender so even when requesting an unsecured line the lender may require an asset to secure the line any way.  We also have several different types of business financing available as well. We offer unsecured business loans, accounts receivable financing, visa/mastercard receipt advance, equipment leasing and venture capital. In addition we offer sale-lease buy back options for medical professionals. Apply today for an aggressive commercial mortgage quote.